Allotment Hub
ALLOTMENT HUB
Family Protection Calculator
Estimate life cover for income replacement, debts, education, and emergency fund minus existing benefits. Not a quote.
For estimates only. Not financial advice. Rates as of 2026-10-12; confirm with Pag-IBIG/SSS/BSP/your lender.
Amount display:FX from Currency tool · 2026-10-09
Income replacement component: ₱7,200,000
Gross need: ₱8,100,000
Suggested additional life cover gap: ₱7,950,000
Health/accident: no cover flagged — budget at least ₱3,000/mo for HMO or supplemental gap while at sea.